To be unprepared for a sudden need, often related to money or resources

अप्रत्याशित आवश्यकता के लिए तैयार न होना

English Usage: During the surprise inspection, many employees were caught short without their proper documentation.

Hindi Usage: अचानक निरीक्षण के दौरान, कई कर्मचारी बिना उचित दस्तावेजों के असमंजस में पड़ गए।